From the Advance :
The biggest blow came last April when Syed Hassan lost his wife -- the mother of his three boys -- to lung cancer. And now, another disaster looms: After almost a year of court battles, Hassan faces the specter of foreclosure.
Wells Fargo Home Mortgage is declining his mortgage adjustment on his Meiers Corners property issued through the Housing Affordable Modification Program (HAMP), a federal loan modification program designed to help homeowners stave off foreclosure.
And, despite repeated efforts, Hassan says he can't get a straight answer why. After inquiries from the Advance this week, Wells Fargo said it's attempting to work things out.
One of the biggest unresolved issues is Hassan's application to assume the loan that was applied for by his late wife, Regina Noto-Fabrizio, an analyst for Atlantic Express. That request has been denied.
There are many cases like Hassan's, where people have difficulty working with mortgage companies to get a loan modification, said Joseph Sant, with Staten Island Legal Services.
"There are not enough incentives for loan servicers to provide loan modifications," said Sant, who is not working on Hassan's case.
Read the full article at SILive.com.